Billing Terms and Conditions

1. Accepted Payment Methods

At credō, we offer a variety of secure payment options to ensure a smooth and convenient shopping experience. We accept the following payment methods:

• Credit & Debit Cards: Visa, MasterCard, American Express
  
• PayPal
  
• Afterpay (where applicable)
  
• Apple Pay & Google Pay
  
• Bank Transfers (for bulk orders – contact us for details)
  

All payments are processed in United States Dollars (USD).

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2. Payment Processing

• Payments must be completed at the time of purchase.
  
• Orders will not be processed or shipped until full payment has been received.
  
• If a payment is declined or fails, the order will not be confirmed.
  

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3. Pricing & Currency

• All prices listed on the credō website are in United States Dollars (USD).
  
• Prices are subject to change without notice.
  
• Any applicable taxes and shipping fees will be calculated at checkout.
  

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4. Secure Payment Processing

The credō store uses SSL encryption and trusted payment gateways to ensure your transactions are secure. We do not store your credit card or payment details.

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5. Refunds & Chargebacks

• Refunds are processed according to our Return & Refund Policy.
  
• Unauthorized chargebacks will be disputed. If you experience any issues, please contact us first at info@credodecor.com
  

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6. Fraud Prevention

credō reserves the right to cancel or hold any order suspected of fraud or unauthorized activity. Additional identity verification may be requested for high-value transactions.

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7. Contact Us